Let Alpine Credit Union help you unlock the door to your new home.
CONVENTIONAL FIRST MORTGAGE
PERSONALIZED MORTGAGE SOLUTIONS
Let Alpine Credit Union customize a home loan to fit your specific needs. We offer several financing options, all with competitive rates, low closing costs, and fast approval and funding. Our local team will guide you through every step of the mortgage process to make home-buying simple and stress-free.
WHY CHOOSE ALPINE CREDIT UNION?
- Local Underwriting – you always work with Alpine Credit Union’s Mortgage Department
- Low Fixed Rates
- Low Closing Costs
- Flexible Loan Terms Available
- Several programs available to meet your individual needs
Conventional Rates
| Term | APR* As Low As |
|---|---|
| 15 Year Fixed | 5.696% APR* |
| 20 Year Fixed | 5.781% APR* |
| 30 Year Fixed | 6.245% APR* |
| 30 Year Fixed No PMI, with 15-year balloon | 5.766% APR* |
| VA | Contact Credit Union for Current Rates |
| FHA | Contact Credit Union for Current Rates |
| USDA | Contact Credit Union for Current Rates |
| Rates current as of: 10/08/2025 |
Use our easy mortgage calculator to find your ideal price range and monthly payment.Â
NEXT STEPS
- Use the calculator to explore your price range.
- Contact our Mortgage Department for today’s rates and personalized guidance if needed.
- Start your application and get pre-approved quickly!
CONTACT OUR MORTGAGE DEPARTMENT
Call or Text: 801-857-2470
Email: mortgage@alpinecu.com
Fax: 801-426-1522
Loyalty rate discounts do not apply to mortgage products.
FREQUENTLY ASKED QUESTIONS
1What is a conventional mortgage?
A conventional mortgage is a home loan not insured by a government agency, typically offering competitive rates for qualified borrowers.
2Can I get pre-approved?
Yes! Getting pre-approved helps you know your price range and makes your offer stronger when buying a home.
3What are the down payment requirements?
Down payments can vary, but many conventional loans start as low as 3% down for qualified buyers.