***All rates are accurate as of 09/03/2021***

Business Savings Rates

Share DescriptionShare RatesAdditional Information
Savings.03% APY
Money MarketSee Below for RatesMinimum balance of $500

Business Certificate Rates

Certificate DescriptionValue RateBumpFlexAdvantage
3-5 Month3.00% APY -N/A--N/A--N/A-
6-11 Month5.00% APY-N/A--N/A--N/A-
12-23 Month5.25% APY5.10% APY5.10% APY5.10% APY
24-35 Month4.50% APY4.35% APY-N/A--N/A-
36-47 Month4.00% APY3.85% APY-N/A--N/A-
48-59 Month4.00% APY3.85% APY-N/A--N/A-
60 Month4.00% APY3.85% APY-N/A--N/A-

Early Withdrawal Penalty (EWP):

  • Terms 1 Yr and less – 90 Days Dividend
  • Terms greater than 1 Yr – 180 Days Dividend

*Note: Any certificates opened before April 1, 2017, will just receive the 90 Day Dividend EWP. All certificates opened after April 1, 2017, will receive the EWP listed above.

Business Money Market Rates

APYMinimum AmountMaximum Amount
1.500%$100,000.00And Above


This account requires a minimum deposit of $500.00. Dividends are earned for each day the account balance meets the minimum requirement or higher. Balances below the minimum requirement are not paid dividends. Dividends are paid to the account quarterly.

For up-to-date rate information, please call us at 801-225-0256.