Checking Accounts

GET STARTED with a checking account that is just right for you…

Alpine Credit Union can offer you a checking account option that is just right for YOUR specific needs. We can offer you the most simplified checking account; or depending on your needs, one with our full range of features that has all the conveniences you will need for banking today. Also, because we know that YOUR student is OUR future we offer a Student Checking Account that is designed to take your teen all the way to college.


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Minimum Balance Checking

Our Minimum Balance Checking Account* is designed for those members who wish to earn dividends on their checking account funds while maintaining a minimum balance in the account.

This account provides:

  • Quarterly Dividends. See Credit Union Rate Sheet for current rate.
  • FREE monthly paper or email statements
  • NO ANNUAL FEE Visa Debit Card
  • Overdraft Protection*
  • Unlimited check writing and debit card transactions
  • 24/7 online account access with FREE online Bill Pay
  • Mobile banking with FREE DEPOSIT CAPTURE and VISA CARD CONTROL. App available for iOS or Android
  • Access to Member Loyalty Discount on all new installment loans (excludes mortgage products)
  • Discounted ID Theft Protection from iDefend
*The Premium Checking Account has a minimum balance requirement of $100. If the minimum balance requirement is not met, a one-time-per-month fee of $5 will be assessed. Account is interest- bearing and dividend will be earned each day account is at or above required minimum. Access to Remote Deposit Capture and Overdraft Protection are based on approved credit and other conditions. Terms and restrictions may apply. See Alpine Credit Union for complete details. The credit union reserves the right to modify products or services at any time. Membership and eligibility are required.

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Performance Checking

Our Performance Checking Account* is designed for those members who are looking for a no-fee, transaction based checking account that provides all the conveniences for everyday banking. This account provides:

  • NO Minimum Balance requirement
  • NO ANNUAL FEE Visa Debit Card
  • Overdraft Protection
  • Unlimited check writing and debit card transactions
  • 24/7 online account access with FREE online Bill Pay
  • Mobile banking with FREE DEPOSIT CAPTURE and VISA CARD CONTROL. App available for iOS or Android
  • Access to Member Loyalty Discount on all new installment loans (excludes mortgage products)
  • Discounted ID Theft Protection from iDefend
*No fee charged to the account if the following conditions are met: at least $200 per calendar month in direct deposits AND at least ten (10) debit card transactions per calendar month. If these conditions are not met, a one-time-per-month fee of $5 will be assessed. There will be a $2 monthly fee if paper-statement mailings are requested. Access to Remote Deposit Capture, Overdraft Protection, and specific loan rates are based on approved credit and other conditions. Terms and restrictions may apply. See Alpine Credit Union for complete details. The credit union reserves the right to modify products or services at any time. Membership and eligibility are required.

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Student Checking

Our Student Checking Account is designed to help student members from ages 12-24 years old. This account will provide teenagers, while they are young students, a great place to start learning the fundamentals of managing money. Then moving on through their student career, this account can provide the necessary financial tools to take them through their college years. This account provides:

  • NO monthly service fee
  • NO minimum balance requirement
  • NO ANNUAL FEE Visa Debit Card
  • Overdraft Protection*
  • Unlimited check writing and debit card transactions
  • 24/7 online account access with FREE online Bill Pay
  • Mobile banking with FREE DEPOSIT CAPTURE and VISA CARD CONTROL. App available for iOS or Android
  • Access to Member Loyalty Discount on all new installment loans (excludes mortgage products)
  • Discounted ID Theft Protection from iDefend
*Student Checking Accounts are available to members ages 12-24 and will automatically convert to a Performance Checking Account beginning at age 25. There will be a $2 monthly fee if paper-statement mailings are requested. Access to Remote Deposit Capture, Overdraft Protection, and specific loan rates are based on approved credit and other conditions. Terms and restrictions may apply. See Alpine Credit Union for complete details. The credit union reserves the right to discontinue/modify products or services at any time. Membership and eligibility are required. Eligible student members must provide student ID or proof of enrollment.

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Fresh Start Checking

Our Fresh Start Checking Account* is designed to give members that may have had past financial difficulty and are trying to make a fresh start with their finances. Once a Fresh Start Checking has been open for a minimum of 1 year; with no derogatory history, the member may apply for other checking options. Member must meet underwriting guidelines in order to be eligible. Applicants must apply in person. This account provides:

  • An opportunity to have a NEW checking account
  • NO Minimum Balance requirement
  • NO ANNUAL FEE Visa Debit Card
  • Unlimited check writing and debit card transactions
  • 24/7 online account access with FREE online Bill Pay
  • Mobile Banking with VISA CARD CONTROL. App available for iOS or Android
  • Discounted ID Theft Protection from iDefend
*There is a $7 per month administrative service fee for all Fresh Start accounts. Account is not eligible for Overdraft Protection or Deposit Capture. All checks deposited are held for a minimum of 5 business days with $200 available the following business day as per Reg. CC guidelines. There will be a $2 monthly fee if paper-statement mailings are requested. Terms and restrictions may apply. See Alpine Credit Union for complete details. The credit union reserves the right to modify products or services at any time. Membership and eligibility are required.