COURTESY PAY and SPENDING PROTECTION
Courtesy Pay
OVERDRAFT COVERAGE OPTIONS: SPENDING PROTECTION AND COURTESY PAY
Alpine Credit Union understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.
You have choices when it comes to Overdraft Coverage. Consider these ways:
OVERDRAFT COVERAGE OPTIONS
| Services | Cost |
|---|---|
| Spending Protection link to another suffix within your account at Alpine Credit Union 1 | No fee per transfer |
| Spending Line of Credit 1, 2 | Subject to interest |
| Courtesy Pay Standard or Extended Coverage | $25 Courtesy Pay Fee per item presented* |
1 Call us at 866-355-9425, email us at courtesy.pay@alpinecu.com, or visit any branch to sign up or apply for these service(s); 2 Subject to credit approval.
*Per item presented means each time an item is presented, including representment.
SPENDING PROTECTION and SPENDING LINE OF CREDIT applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another suffix within your account, or line of credit you have at Alpine Credit Union for a finance charge. Please note that lines of credit are subject to credit approval. 1 Call us at 866-355-9425, email us at courtesy.pay@alpinecu.com, or visit any branch to sign up or apply for these service(s); 2 Subject to credit approval.
COURTESY PAY allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection and/or Overdraft Line of Credit, Courtesy Pay is still available as secondary coverage if the other protection source is exhausted. Please review What Else You Should Know for other important information.