First Mortgage Loans

TermAPR* As Low As
15 Year Fixed2.679% APR*
20 Year Fixed3.140% APR*
30 Year Fixed3.351% APR*
30 Year Fixed No PMI, with 15-year balloon3.126% APR*
VAContact Credit Union for Current Rates
FHAContact Credit Union for Current Rates
USDAContact Credit Union for Current Rates
Rates current as of: 11/29/2021
*APR is Annual Percentage Rates. APRs are estimated on a $400,000 loan amount with an 80% loan to value. Rates are subject to change based on market conditions and without notice. Actual rates, fees, and APRs may vary based on credit scores and other factors. Down payment varies based on loan type selected. Please contact the credit union for current rates.


Mini-Mortgage (NO CLOSING COSTS)

TermAPR
5 Years2.99% APR*
7 Years3.24% APR*
10 Years3.74% APR*
15 Years4.24% APR*
*Rates based on 80% LTV or less, LTV's greater than 80% may require an adjustment to the above rates.

Home Equity (NO CLOSING COSTS)

TermAPR
5 Years3.99% APR*
7 Years4.24% APR*
10 Years4.49% APR*
12 Years5.74% APR*
15 Years4.99%
*Rates based on 80% LTV or less, LTV's greater than 80% may require an adjustment to the above rates.

Home Equity Line of Credit (HELOC)

TermAPR
15 Year maturity3.50% VAR APR
15 year maturity with an initial 5 year funds draw period. Rate is OAC. See credit union for complete details and requirements for all mortgage loan products. $10,000 minimum loan amount. VAR=Variable.