First Mortgage Loans

TermAPR* As Low As
15 Year Fixed2.554% APR*
20 Year Fixed2.889% APR*
30 Year Fixed3.225% APR*
30 Year Fixed No PMI, with 15-year balloon3.00% APR*
VA - 30 Year Contact Credit Union for Current Rates
FHA - 30 YearContact Credit Union for Current Rates
USDA - 30 YearContact Credit Union for Current Rates
Rates current as of: 9/9/2021
*APR is Annual Percentage Rates. APRs are estimated on a $400,000 loan amount with an 80% loan to value. Rates are subject to change based on market conditions and without notice. Actual rates, fees, and APRs may vary based on credit scores and other factors. Down payment varies based on loan type selected. Please contact the credit union for current rates.


Mini-Mortgage (NO CLOSING COSTS)

TermAPR
5 Years2.99% APR*
7 Years3.24% APR*
10 Years3.74% APR*
Fee Reimbursement – The lender may have paid some third-party fees associated with this loan. Please refer to the Closing Disclosure provided at loan closing for an itemization of the third-party fees paid by the Borrower (if applicable), and those paid by the Lender on the Borrower’s behalf. The Borrower agrees to reimburse the Lender the actual amount of bona fide third-party fees paid on the Borrower’s behalf, as permitted by applicable law, if the loan is paid off within twenty-four (24) months after consummation. Minimum loan amount in order to qualify for reimbursement is $25,000. Rates are OAC, based on LTV and subject to change at any time. Alpine Credit Union can finance up to 90% of your home’s value. Call for special rates, terms and conditions. NMLS #415976
*Rates based on 80% LTV or less, LTV's greater than 80% may require an adjustment to the above rates.

Home Equity (NO CLOSING COSTS)

TermAPR
5 Years3.99% APR*
7 Years4.49% APR*
10 Years4.99% APR*
12 Years5.49% APR*
Fee Reimbursement – The lender may have paid some third-party fees associated with this loan. Please refer to the Closing Disclosure provided at loan closing for an itemization of the third-party fees paid by the Borrower (if applicable), and those paid by the Lender on the Borrower’s behalf. The Borrower agrees to reimburse the Lender the actual amount of bona fide third-party fees paid on the Borrower’s behalf, as permitted by applicable law, if the loan is paid off within twenty-four (24) months after consummation. Minimum loan amount in order to qualify for reimbursement is $25,000. Rates are OAC, based on LTV and subject to change at any time. Alpine Credit Union can finance up to 90% of your home’s value. Call for special rates, terms and conditions. NMLS #415976
*Rates based on 80% LTV or less, LTV's greater than 80% may require an adjustment to the above rates.

Home Equity Line of Credit (HELOC)

TermAPR
15 Year maturity3.50% VAR APR
15 year maturity with an initial 5 year funds draw period. Rate is OAC. See credit union for complete details and requirements for all mortgage loan products. $10,000 minimum loan amount. VAR=Variable.