Put your home’s equity to work with a reliable, fixed-rate solution.

HOME EQUITY LOAN

UNLOCK THE VALUE IN YOUR HOME

A home equity loan or H2—lets you tap into the value you’ve built in your home without refinancing your primary mortgage. Whether you're planning a big event, managing debt, or simply want to improve your lifestyle, a second mortgage from Alpine Credit Union offers a smart, stable way to access cash.

WHY CHOOSE A HOME EQUITY?

At Alpine Credit Union, our fixed-rate Home Equity Loan gives you:

  • Predictable monthly payments that won’t change
  • A competitive, fixed interest rate for the life of the loan
  • Flexible loan terms to meet your budget
  • Fast local approvals and personalized service
  • No need to touch your first mortgage

WHAT CAN YOU USE IT FOR?

Home equity loans can provide access to large amounts of money and are often easier to qualify for than other types of loans—because you’re putting your home up as collateral. You can use the funds for:

  • Home improvements or renovations
  • Weddings or other major life events
  • Debt consolidation
  • Vacations and lifestyle upgrades
  • Education expenses, emergency needs, or anything else

Take control of your finances and make the most of your home’s value. Contact Alpine Credit Union today to learn more about our fixed-rate Home Equity Loans.

Fixed Rate Home Equity Loan
(NO CLOSING COSTS)

TermAPR
5 Years6.74% APR*
7 Years6.99% APR*
10 Years7.24% APR*
12 Years7.49% APR*
15 Years7.74% APR*

Get Started

Use our easy mortgage calculator to find your ideal price range and monthly payment. 

Mortgage Payment Calculator

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NEXT STEPS

  1. Use the calculator to explore your price range.
  2. Contact our Mortgage Department for today’s rates and personalized guidance if needed.
  3. Start your application and get pre-approved quickly!
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CONTACT OUR MORTGAGE DEPARTMENT

Call or Text: 801-857-2470
Email: mortgage@alpinecu.com
Fax: 801-426-1522

Loyalty rate discounts do not apply to mortgage products.

APR=Annual Percentage Rate. VAR=Variable. LTV=Loan to Value
*Rates based on 80% LTV or less, LTV's greater than 80% may require an adjustment to the above rates. Minimum loan amount to qualify for a no closing cost option, is $25,000. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. See credit union for details on how to avoid closing costs.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.