PERSONAL LOAN
A personal loan is a flexible and convenient borrowing option that can be used for a wide range of needs, both planned and unexpected. Whether you're looking to consolidate high-interest debt, cover medical expenses, take a dream vacation, fund a wedding, or make a large purchase, a personal loan provides access to a lump sum of money with predictable monthly payments and a fixed repayment term. Unlike credit cards, personal loans typically offer lower interest rates and don't require collateral, making them a smart choice for those who need extra funds and want to stay on top of their budget.Personal Loan Rates
Term | APR |
---|---|
12 months | 9.74%* |
24 months | 10.24%* |
36 months | 10.74%* |
48 months | 11.24%* |
60 months | 11.74%* |
Share-Secured* | 3.03% |
Certificate-Secured* (only available on Value Certificate) | 3.00% over certificate rate |
*Shared-Secured and Certificate-Secured loans do not qualify for member loyalty discounts |
Use our easy loan calculator to find your ideal price range and monthly payment.Â
ARE YOU APPLYING FOR A LOAN?
We want to get you through the loan process as quickly as possible. Please download our Loan Application Checklist to find out what you will need to provide depending on your loan type.