PERSONAL LOANS

A personal loan is a flexible and convenient borrowing option that can be used for a wide range of needs, both planned and unexpected. Whether you're looking to consolidate high-interest debt, cover medical expenses, take a dream vacation, fund a wedding, or make a large purchase, a personal loan provides access to a lump sum of money with predictable monthly payments and a fixed repayment term. Unlike credit cards, personal loans typically offer lower interest rates and don't require collateral, making them a smart choice for those who need extra funds and want to stay on top of their budget.

Personal Loan Rates

TermAPR
12 months9.74%*
24 months10.24%*
36 months10.74%*
48 months11.24%*
60 months11.74%*
Share-Secured*3.03%
Certificate-Secured* (only available on Value Certificate)3.00% over certificate rate
*Shared-Secured and Certificate-Secured loans do not qualify for member loyalty discounts

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Use our easy loan calculator to find your ideal price range and monthly payment. 

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ARE YOU APPLYING FOR A LOAN?

We want to get you through the loan process as quickly as possible. Please download our Loan Application Checklist to find out what you will need to provide depending on your loan type.

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Loan App Checklist
*Loyalty Discount: A discount of .25% is available to the above rates. To qualify for the discount you must have or open a Alpine Credit Union Checking Account OR an Alpine Credit Union Visa Credit Card. We offer an additional discount (NOT applied to the above rates) for all Alpine School District employees. Maximum discount of .50%. Discount does not apply to business lending products. Rates are subject to change without notice.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.