Take control of your mortgage and reshape your financial future.

REFINANCE YOUR HOME LOAN

REFINANCE FOR A BETTER MORTGAGE

Not satisfied with your current mortgage? Now’s the time to take advantage of competitive rates and refinance through Alpine Credit Union. Whether you're looking to lower your monthly payment, shorten your loan term, or tap into your home’s equity, we’re here to help you reach your financial goals.

Use our Calculator to see how much you could save—and let us guide you through the process with fast approvals and friendly, local service.

WHY REFINANCE YOUR MORTGAGE?

There are many smart reasons to refinance your home loan. Here are a few of the most common:

  • Lower Your Monthly Payment-take advantage of today’s rates to reduce what you pay each month.
  • Pay Off Your Mortgage Faster-switch to a shorter loan term and own your home outright sooner.
  • Consolidate Debt-use your home’s equity to pay down high-interest debt and simplify your finances.
  • Get Cash from Your Home-refinance to access the equity you’ve built and use it for home improvements, education, travel, or other goals.

The process is simple, click here to see rates and loan options.

Refinance Rates

TermAPR* As Low As
15 Year Fixed5.822% APR*
20 Year Fixed6.032% APR*
30 Year Fixed6.497% APR*
30 Year Fixed No PMI, with 15-year balloon6.018% APR*
VAContact Credit Union for Current Rates
FHAContact Credit Union for Current Rates
USDAContact Credit Union for Current Rates
Rates current as of: 09/29/2025

Use our easy mortgage calculator to find your ideal price range and monthly payment. 

Mortgage Payment Calculator

Calculate Your Payment

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Loan Calculation

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NEXT STEPS

  1. Use the calculator to explore your price range.
  2. Contact our Mortgage Department for today’s rates and personalized guidance if needed.
  3. Start your application and get pre-approved quickly!

CONTACT OUR MORTGAGE DEPARTMENT

Call or Text: 801-857-2470
Email: mortgage@alpinecu.com
Fax: 801-426-1522

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.