Take control of your mortgage and reshape your financial future.
REFINANCE YOUR HOME LOAN
REFINANCE FOR A BETTER MORTGAGE
Not satisfied with your current mortgage? Now’s the time to take advantage of competitive rates and refinance through Alpine Credit Union. Whether you're looking to lower your monthly payment, shorten your loan term, or tap into your home’s equity, we’re here to help you reach your financial goals.
Use our Calculator to see how much you could save—and let us guide you through the process with fast approvals and friendly, local service.
WHY REFINANCE YOUR MORTGAGE?
There are many smart reasons to refinance your home loan. Here are a few of the most common:
- Lower Your Monthly Payment-take advantage of today’s rates to reduce what you pay each month.
- Pay Off Your Mortgage Faster-switch to a shorter loan term and own your home outright sooner.
- Consolidate Debt-use your home’s equity to pay down high-interest debt and simplify your finances.
- Get Cash from Your Home-refinance to access the equity you’ve built and use it for home improvements, education, travel, or other goals.
The process is simple, click here to see rates and loan options.
Refinance Rates
| Term | APR* As Low As |
|---|---|
| 15 Year Fixed | 5.696% APR* |
| 20 Year Fixed | 5.907% APR* |
| 30 Year Fixed | 6.119% APR* |
| 30 Year Fixed No PMI, with 15-year balloon | 5.640% APR* |
| VA | Contact Credit Union for Current Rates |
| FHA | Contact Credit Union for Current Rates |
| USDA | Contact Credit Union for Current Rates |
| Rates current as of: 10/20/2025 |
Use our easy mortgage calculator to find your ideal price range and monthly payment.
NEXT STEPS
- Use the calculator to explore your price range.
- Contact our Mortgage Department for today’s rates and personalized guidance if needed.
- Start your application and get pre-approved quickly!
CONTACT OUR MORTGAGE DEPARTMENT
Call or Text: 801-857-2470
Email: mortgage@alpinecu.com
Fax: 801-426-1522