MINIMUM BALANCE

Earn dividends while keeping your spending account simple and secure

Looking to make your money work a little harder — without giving up convenience? Our Minimum Balance Spending Account gives you the best of both worlds: everyday access to your funds plus quarterly dividends when you maintain a low $100 minimum balance.

Why You'll Love It

  • Earn Quarterly Dividends - Let your balance grow with competitive rates
  • Only $100 Minimum Balance - Maintain this amount to avoid monthly fees and earn dividends
  • No Annual Fee - Includes a FREE Alpine Visa® Debit Card
  • Unlimited Transactions - Write checks and use your debit card as often as you like
  • Courtesy Pay Protection - For added flexibility and peace of mind
  • Optional Overdraft Loan up to $500

Bank Anytime, Anywhere

  • 24/7 Online Banking with FREE Bill Pay
  • Mobile App Access for iOS and Android
  • Mobile Deposit – Snap, send, and deposit checks in seconds
  • Visa® Card Controls – Manage your card with just a few taps

Built-In Security & Perks

  • Member Loyalty Loan Discounts on qualifying new installment loans (excludes mortgages)*
  • Dividends are earned every day your balance is at or above the $100 minimum

Let’s Get Started

Ready to earn more from your checking?

Join Alpine Credit Union and take advantage of a smarter way to bank. To speak with a Member Representative Call or text us at 801-225-0256 or email service@alpinecu.com to begin the process. Our team is happy to help walk you through the steps and answer any questions.

Get Started
*The Minimum Balance Checking Account has a minimum balance requirement of $100. If the minimum balance requirement is not met, a one-time-per-month fee of $5 will be assessed. Account is interest- bearing and dividend will be earned each day account is at or above required minimum. Access to Mobile Deposit and Overdraft Line of Credit is based on approved credit and other conditions. Terms and restrictions may apply. See Alpine Credit Union for complete details. The credit union reserves the right to modify products or services at any time. Membership and eligibility are required.