IRA Certificate Rates - Alpine Credit Union

Take time to compare the differences between a Traditional IRA and a Roth IRA and decide which one is right for you.

INDIVIDUAL RETIREMENT ACCOUNT (IRA)

Choose the way you save

Traditional and Roth

An IRA can help you save more for retirement. We offer a Traditional or Roth Share IRA for a simple and hassle-free way to save. Both offer flexibility, accessibility, and valuable tax benefits.

We also offer Traditional and Roth Certificate IRA options. IRA Certificate accounts provide a higher dividend and a low risk investment. Visit our rates and available terms page for current information. https://alpinecu.com/deposit-rates

Choose the way you save

Take time to compare the differences between a Traditional IRA and a Roth IRA and decide which one is right for you.

Traditional IRA

Roth IRA

Coverdell ESA

A Coverdell education savings account (ESA) is an easy way to start saving for a child’s education. Establishing and contributing to a child’s ESA will give them a head start on their savings and give them tax free money later to pay for their education.

Help achieve a bright future
You have questions, we have answers. To find out more information please see our online brochure.

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Start saving smarter with Alpine Credit Union.

Call or Text: 801-225-0256
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IRA Account Rates

IRA Certificate Value IRA Rate Additional Information

3-5 Month 3.85% APY $500 Minimum

6-11 Month 4.00% APY $500 Minimum

12-23 Month 4.15% APY $500 Minimum

24-35 Month 4.00% APY $500 Minimum

36-47 Month 4.00% APY $500 Minimum

48-59 Month 4.00% APY $500 Minimum

60 Month 4.15% APY $500 Minimum

Call or Text: 801-225-0256
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© 2025, all rights reserved. Alpine Credit Union, 1510 N. State Street Orem, UT 84057, Call or Text: 801-225-0256. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Alpine Credit Union does business as Alpine Credit Union. Membership required—based on eligibility. Loans on approved credit. ‡Annual Percentage Yield (APY). Annual Percentage Rate (APR).

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Spending (checking) Account/Overdraft Application
Application
Employment
Application Details
Disclosure For Checking Application
Welcome to the Alpine Credit Union Online Application Page. Please answer each question to the best of your ability to insure a quick and accurate response to your application.

Thank you, for choosing Alpine Credit Union!

Applicant Name*
First
Middle (Type N/A If None)
Last
Birth Date
Social Security #*
Applicant Contact Information
Street Address*
City*
Email*
Primary Phone*
Zip*
Secondary Phone
Co-Applicant Information
Co-Applicants Name*
First
Middle (Type N/A If None)
Last
Birth Date
Social Security #*
Email*
Secondary Phone
Primary Phone*
COMPLETE THIS SECTION IF: You are relying on your co-applicant’s income and credit history as a basis for this loan; or if your co-applicant will be contractually liable on the loan; or if you are relying on alimony, child support, or separate maintenance payments from a spouse or former spouse as a basis for repayment of credit requested; or if you live or are relying on property in a community property state ( AZ, CA, ID, LA, NM, NV, TX, WA.)
Untitled
Employment
Present Employer*
Start Date*
Employer Phone*
Gross Monthly Income*
Other Monthly Income
Check if co-applicant is not employed
Employer*
Start Date*
Gross Monthly Income*
Employer Phone*
Other Monthly Income
Application Details
Checking Account Type*
Please use this space to provide any information or notes you may feel we need to process your application.
Disclosure For Checking Application
PLEASE READ BEFORE ACCEPTING:
All the information in this application is true, I/We understand that it is a violation of state and federal law to knowingly make false statements on the application. You have my permission to check it. You may retain this application even if not approved. I/We understand that you may receive information from others about my/our credit history and that you may answer questions and request from others seeking credit or experience information about me/our or my/our accounts with you. The undersigned further understand that use of Visa card(s) constitutes our agreement to all terms, a copy of which I/We have received. If this application is approved, I/We agree to honor the provisions of the loan or credit and security agreements, as it may be amended, covering the loan or account. If this application is for two of us, this statement applies to both of us.
Checking Overdraft Agreement, Rates, Fees and Billing Rights.
I accept the terms and conditions as stated in the disclosure
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Step 1: Applicant
Account #:*
E-mail:*
Name
First
Last
Step 2: Disclosure for e-Statement Application

PLEASE READ BEFORE ACCEPTING: Electronic Statement Disclosure

The following disclosure addresses the necessary steps required in order to participate in and to receive products and services electronically from Alpine Credit Union.

Alpine Credit Union delivers monthly and quarterly statements to member account holders. If you agree to this disclosure and signup for the electronic statement product (e-Statements), monthly and quarterly statement information will be delivered electronically.

e-Statement Delivery

Enrolling in the e-Statement program will replace all mailed paper statements. After enrollment in the e-Statement program, you will begin receiving e-Statements on the first statement cycle. A statement cycle is defined as a month-end or quarter-end accounting period. Access to your statement information is provided through the credit union’s home banking program.

You will be required to sign up for Internet Banking access to receive your e-Statement. The e-Statement is easy to access and use.

Log on to your account

Click the e-Statement button

Statements are delivered in a PDF format

You can download the adobe reader for free at www.adobe.com

You have access to the last several statements on your account

Email Reminders

You will receive an email alert once your e-Statement is ready. The alert will be sent to the most current email address provided to the credit union. The email will contain a link to our Internet Banking. Once you login, click on the e-Statement button and you will have access to your account statements.

Statement Availability

Your e-Statements are available online for 24 months. Access to this information is available 24 hours a day, 7 days a week. You may also download and keep an electronic copy on your hard drive, or print a copy to your printer.

Enrolling for e-Statements

You can enroll for e-Statements at any time by visiting www.alpinecu.com and clicking on the e-Statements enrollment link.

Canceling e-Statements

You may “opt-out” of e-Statements anytime by contacting 801-225-0256, or emailing service@alpinecu.com.

Hardware and Software Requirements

You need the following hardware and software to access your e-Statement:

A computer and internet browser that can support 128-bit encryption

Internet access

Adobe reader, (statements are available in PDF format

Access to a printer of a hard drive to store and/or print your statements

Email address

We also recommend you keep your computer up to date with the latest security updates and patches.

Email Address Changes

In order to provide e-Statements, we must maintain current member email addresses. It is your sole responsibility to provide the credit union with your contact information, including your email address.

You should notify the credit union of any change in your email address. You can update your email address online, under the member options button of the home banking system.

Proceed with Acceptance of e-Disclosures

With your acceptance below, you agree to accept periodic account statements in an electronic format. You also agree that you have the necessary equipment for accessing and viewing e-Statements. You also agree to notify the credit union if you change your email address or if you no longer want to receive statements electronically. IF you decide not to enroll for e-Statements, DO NOT hit the "Send" button below. You can still enroll at a later time, should you desire to do so.
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Business Savings Application
Applicant Details
Business Details
New Business Eligibility
Disclosure
Welcome to the Alpine Credit Union Online Application Page. Please answer each question to the best of your ability to insure a quick and accurate response to your application.

Thank you, for choosing Alpine Credit Union!

Principal Information
Principal Contact*
First
Middle (Type N/A If None)
Last
Birth Date
Social Security #*
Drivers License #*
Principal Contact Information
Street Address*
City*
Zip*
Email*
Phone*
Business Details
Business Name*
Business Tax ID #*
Business Street Address*
City*
Zip Code*
Are there multiple owners and principles? If so, please list the name, title and phone of each:
New Business Eligibility
Relatives Name*
First
Middle
Last
Relationship to Relative*
Relatives Account #
DISCLOSURE FOR BUSINESS SAVINGS APPLICATION
PLEASE READ BEFORE ACCEPTING: All the information in this application is true, I/We understand that it is a violation of state and federal law to knowingly make false statements on the application. You have my permission to check it. You may retain this application even if not approved. I/We understand that you may receive information from others about my/our credit history and that you may answer questions and request from others seeking credit or experience information about me/our or my/our accounts with you. The undersigned further understand that use of Visa card(s) constitutes our agreement to all terms, a copy of which I/We have received. If this application is approved, I/We agree to honor the provisions of the loan or credit and security agreements, as it may be amended, covering the loan or account. If this application is for two of us, this statement applies to both of us.
Is there anything else you would like us to know in regards to your application?
I accept the terms and conditions as stated in the disclosure
This field should be left blank