Savings Rates

***All rates are accurate as of 03/06/2020***

Share DescriptionShare RatesAdditional Information
Savings.03% APY
Minimum Balance Checking.015% APY
Money MarketSee Below for RatesMinimum balance of $500
Green Grower Youth Savings.10% APY
Student Savings.10% APY

Certificate Rates

Certificate DescriptionCertificate RatesAPYAdditional Information
90 Day0.25% APR0.25% APY$500 Minimum
6 Months0.499% APR0.50% APY$500 Minimum
1 Year0.599% APR0.60% APY$500 Minimum
2 Year0.897% APR0.90% APY$500 Minimum
3 Year0.996% APR1.00% APY$500 Minimum
4 Year1.046% APR1.05% APY$500 Minimum
5 Year1.095% APR1.10% APY$500 Minimum

Early Withdrawal Penalty (EWP):

  • Terms 1 Yr and less – 90 Days Dividend
  • Terms greater than 1 Yr – 180 Days Dividend

*Note: Any certificates opened before April 1, 2017, will just receive the 90 Day Dividend EWP. All certificates opened after April 1, 2017, will receive the EWP listed above.

Money Market Rates

APYMinimum AmountMaximum Amount
0.400%$100,000.00And Above

This account requires a minimum deposit of $500.00. Dividends are earned for each day the account balance meets the minimum requirement or higher. Balances below the minimum requirement are not paid dividends. Dividends are paid to the account quarterly.


Regulation D Transaction Limitations – restricts Savings and Money Market Accounts to 6 transfers/ withdrawals per month. After 6 of the following transaction types in a month, the system will no longer allow transfers and any automatic transfers may be refused and a fee may be imposed:

  • Online or mobile banking transactions
  • Telephone or email requests
  • Pre-Authorized payments or scheduled withdrawals

If you’re close to the limit, you can utilize an ATM, visit a branch in person or mail a request to transfer funds between your accounts. There is also no limit on the number of transfers you may make to any loan account(s) with us.

For up-to-date rate information, please call us at 801-225-0256.